Yes, homeowners insurance covers chimneys including repairs if the damage was caused by something covered already by insurance.
A chimney’s main function is to direct smoke out of the house. It also ensures there is air drawn into the stove for the fire to burn cleanly and not collect soot.
Chimneys were first used in the 12th century appearing in large dwellings in Europe.
Installing a kitchen chimney at home can only benefit because it keeps the home smoke free and helps recycle the air going in and out of the chimney.

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